What is a hard money loan?

A hard money loan is a short-term, asset-based loan used by real estate investors to purchase and rehab properties. It focuses on the property's after-repair value (ARV) rather than the borrower's personal income.

How much can I borrow with a hard money loan?

Our hard money partners at Kiavi offer up to 90% Loan-to-Cost (LTC) and 75% of the After-Repair Value (ARV), including up to 100% of rehab costs.

How fast do hard money loans close?

Hard money loans can close much faster than conventional mortgages, often in as little as 10 to 14 days, allowing you to compete with cash buyers.

Service 06

Hard Money Loans: Fast Capital for Fix & Flips

Speed and leverage are everything in real estate. We've partnered with Kiavi to bring you industry-leading hard money loans designed specifically for fix and flip investors. Get the capital you need to acquire and rehab properties quickly, without the red tape of traditional banks.

Special Offer: Apply through our partner link and receive $350 cashback on your first approved loan!

Max LTC

Up to 90%

Max ARV

Up to 75%

Rehab Funded

100%

Why Investors Choose Kiavi Hard Money

Fast closings in as little as 10-14 days to beat the competition

Asset-based underwriting focuses on the deal, not your W-2

Up to 100% of rehab costs funded in draws

Competitive interest rates starting lower than local private lenders

Reliable draw process to keep your contractors moving

Get $350 cashback on your first approved loan

Frequently Asked Questions

Ready to Fund Your Flip?

Get pre-qualified in minutes without affecting your credit score. Don't forget, you get $350 cashback on your first funded loan.

Hard Money Loans: Fast Capital for Fix & Flips

Why Investors Choose Kiavi Hard Money

Frequently Asked Questions

What is a hard money loan?

How does the $350 cashback work?

Can I combine hard money with gap funding?

Ready to Fund Your Flip?