Gap Funding for Real Estate Investors
Close your next deal with 100% financing. Gap funding covers your down payment, closing costs, and rehab — no equity splits, no second liens.
Talk To MickUnsecured Gap Loan
Down Payment & Closing
0% Business Cards
Rehab Float & Holding
HELOC on Rental Property
Equity Line • Up to 80% LTV
No 2nd Liens • Clean Title
Don't limit yourself. Stack your capital.
Close your next deal with true 100% financing. We engineer the right tools in the exact order needed to cover your down payment, closing costs, and rehab — no equity splits, no 2nd liens on your property.
Debt Consolidation
Boost your FICO 40–80 points in under 30 days
Roll high-interest cards, MCAs, and short-term debt into one low fixed payment. Drops utilization below 10% and unlocks every tier below.
Rapid Gap Funding
Unsecured gap funding, zero early-paydown penalties
Covers earnest money, 10–25% down payment, closing costs, and first rehab draw. Completely unsecured — no 2nd lien, full hard-money & DSCR compliance.
0% Credit Stacking
Personal + business credit lines at 0% intro APR
Institutional cards sequenced in one 10-minute application blitz, matched to your banking history. Business balances stay completely off your personal report.
Investment HELOC
Turn idle real estate equity into a reusable revolving fund
Tap equity in primary, second, or rental homes — including LLC- or trust-held entities. Funds wire to checking at closing and replenish as you pay down.
Business Line of Credit
Revolving liquidity sized to your active business revenue
Draw only the capital you need and pay interest solely on what you draw. Funds replenish on payment and land in your operating account in seconds.
Find out what you qualify for in 20 seconds.
Soft pull only. No hard credit inquiry, zero obligation, no impact to your credit score. We map out your complete 5-tool capital stack so you know your exact numbers before you submit an offer.
Gap Funded is not a bank, direct depository, or financial institution. All funding is arranged through accredited third-party lenders and institutional programs. Amounts, terms, FICO requirements, and timelines are typical ranges and minimums, not guaranteed terms of approval, and vary by lender, jurisdiction, and borrower profile. The HELOC product is secured by the property against which it is drawn. Updated September 2026.
Capital Deployed. Deals Closed.
Real investors. Real funding. Real results — watch them share their experience.
Client Result - Gap Funded
Hear directly from a Gap Funded client about their funding experience and results.
Client Result - Gap Funded
Hear directly from a Gap Funded client about their funding experience and results.
Client Result - Gap Funded
Hear directly from a Gap Funded client about their funding experience and results.
Client Result - Gap Funded
Hear directly from a Gap Funded client about their funding experience and results.
Client Result - Gap Funded
Hear directly from a Gap Funded client about their funding experience and results.
Client Result - Gap Funded
Hear directly from a Gap Funded client about their funding experience and results.
Client Result - Gap Funded
Hear directly from a Gap Funded client about their funding experience and results.
Client Result - Gap Funded
Hear directly from a Gap Funded client about their funding experience and results.
Client Result - Gap Funded
Hear directly from a Gap Funded client about their funding experience and results.
Client Result - Gap Funded
Hear directly from a Gap Funded client about their funding experience and results.
Client Result - Gap Funded
Hear directly from a Gap Funded client about their funding experience and results.
Client Result - Gap Funded
Hear directly from a Gap Funded client about their funding experience and results.
Client Result - Gap Funded
Hear directly from a Gap Funded client about their funding experience and results.
Client Result - Gap Funded
Hear directly from a Gap Funded client about their funding experience and results.
Client Result - Gap Funded
Hear directly from a Gap Funded client about their funding experience and results.
Client Result - Gap Funded
Hear directly from a Gap Funded client about their funding experience and results.
Client Result - Gap Funded
Hear directly from a Gap Funded client about their funding experience and results.
See How Much Capital You Can Access Across All 5 Tiers
Slide each card to match your financial profile. Slide Property Equity or Monthly Business Revenue above $0 to automatically unlock HELOC and Revenue-Based Capital tiers.
Combines unsecured gap loans, 0% credit card stacking, earnest money deposit lines, home equity lines of credit (HELOC), and revenue-based capital (MCA, BLOC, or Term Loan).