Get $50,000+ Gap Funding
to Fix and Flip
(without your own savings)
Get the capital you need to close — fast, structured gap funding without the barriers that kill deals.
Approved
$65,000
Approved
$150,000
Approved
$80,000
What is Gap Funding?
Gap funding is short-term capital used by real estate investors to cover the difference between a primary hard money loan and the total cost of a project. It typically funds down payments, closing costs, and initial rehab draws without requiring the investor to give up equity or profit share.
Key Benefits
- No equity splits or profit sharing
- Fund 100% of your deal costs
- Close in as little as 48 hours
- Works with any hard money lender
Common Uses
- Fix & Flip Down Payments
- Closing & Holding Costs
- Initial Rehab Draws
- Earnest Money Deposits
Gap funding is the missing link in the capital stack that allows real estate investors to scale their portfolio without being limited by their personal liquid cash reserves.
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See how we've helped thousands of investors scale their portfolios with zero out-of-pocket cash.
Strategic Gap Financing Solutions
Built for investors and contractors who want to close faster, scale bigger, and stop losing deals due to lack of capital.
Gap Funding to Close Deals
Secure $20k–$120k for down payments and closing costs in as little as 24 hours—no equity split required.
Debt Consolidation
Lower your DTI and boost your credit score by rolling high-interest debt into a single, low-rate fixed payment.
0% Interest Credit Stacking
Access up to $150k in zero-interest business credit for 12–21 months. Liquidate into cash for your deals.
HELOC Loans
Unlock revolving equity from your owner-occupied or investment properties to fund your next project.
Business Lines of Credit
Get a $50k–$250k revolving 'opportunity fund' to move instantly on deals with interest-only options.
Cash Advance [MCA]
Fast, unsecured working capital based on your business revenue to bridge immediate funding gaps.
EMD Financing
Cover earnest money deposits in 24–48 hours without tying up your own capital. Private money, no credit check.
Transactional Lending
Same-day flash funding for A-B-C double closings. 100% of the purchase price wired to escrow.
Gator Lending
Fast private money for EMDs, double closings, and deal-specific capital needs in hours, not weeks.
Who Gap Funding Is For
We bridge the gap for every major asset class. If the numbers make sense, we fund the difference.
Fix and Flip
Cover down payments, closing costs, rehab, and cash reserves.
AirBnB
Fund down payments, furnishings, renovations, and initial operating capital.
Rental
Finance down payments, closing costs, minor repairs, and holding costs.
Section 8
Handle property acquisition, compliance repairs, and inspection readiness.
Multi Family
Secure down payments, value-add renovations, closing costs, and reserve requirements.
BRRRR Method
Buy, Rehab, Rent, Refinance, Repeat. Fund acquisition, full rehab costs, and holding costs before your refinance.
RV Park
Cover land acquisition, infrastructure setup, utility hookups, and amenities.
Storage Facility
Finance construction, security systems, paving, and initial marketing.
Laundromat
Fund equipment purchases, facility build-out, plumbing upgrades, and working capital.
Car Wash
Cover equipment, land acquisition, construction, and water system installation.
Spec Build
Finance land acquisition, construction costs, permits, and holding costs.
Wholesaling
Fund earnest money deposits, double close transactional funding, and marketing.
Land Flipping
Fund land acquisition, surveys, marketing, and holding costs.
Startup
Cover initial equipment, marketing, inventory, and working capital.
Franchise Purchase
Finance franchise fees, facility build-outs, equipment, and operating capital.
Buy a Business
Finance business acquisition costs, working capital, inventory, and transition expenses.
How It Works
Getting the capital to close your deals is fast and simple. Follow our 4-step process.
Quick Pre-Approval
Submit basic details about your funding needs, credit profile, or the specific deal you need to close.
Capital Strategy Mapping
We analyze your scenario and match you with the best gap funding, 0% credit lines, or term loans.
Fast Approval & Structuring
Get approved quickly. We layer and structure your capital for maximum funding power without equity requirements.
Fund & Close Your Deal
Access your capital in as little as 48-72 hours to cover down payments, rehab, and closing costs.
Why Choose
Gap Funded
We've simplified gap funding so you can focus on what matters - closing deals and scaling.
Access Up to $250K+
Get the capital needed for down payments, closing costs, and rehab without draining your own cash reserves.
Close Deals Faster
Stop losing deals to slow bank approvals. Get deployable capital in as little as 48-72 hours.
No Collateral Required
Leverage your credit profile instead of tying up your existing properties or putting up cash.
Keep 100% of Your Equity
We provide the gap funding, but you keep all the profits and ownership of your real estate projects.
Scale Your Portfolio
Use our capital to fund multiple projects simultaneously and grow your real estate business faster.
Strategic Deal Structuring
We help you sequence your funding to maximize capital while protecting your credit profile.
Real People.
Real Results
Hear from real people we've helped get real results for their businesses
"Genuinely cared about helping us succeed"
"As first-time fix-and-flip investors, stepping into our first project was both exciting and intimidating... Mick helped us secure the funding we needed and made what felt like a complicated process much easier to navigate."
Brianna Marisa
Verified Client
"Fund in days rather than weeks"
"Gap Funded is amazing for speed and execution... allowed my borrower to meet his tight closing deadline. Super easy and comfortable without asking for endless paperwork."
Snehann C.
Verified Client
"Seamless professional experience"
"I reached out for funds in an investment real estate property, and working with Mick was just a seamless professional experience! Mick couldn't have been a better representative to get my funding needs to the finish line."
Bryan Hammond
Verified Client
"Smooth from start to finish"
"He was professional, knowledgeable, and took the time to explain everything in a way that was easy to understand. The entire process was much easier than I expected."
Mike Soltis
Verified Client
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