Service 02
Debt Consolidation: Lower DTI, Higher Approvals
Debt consolidation is the strategic process of rolling multiple high-interest liabilities into a single, lower-rate installment loan to improve your debt-to-income ratio. For real estate investors, this is the fastest way to boost credit scores and qualify for larger primary funding limits.
Score Target
640 - 720
DTI Impact
Significant Drop
Cashflow
$1k+ Freed/mo
The Consolidation Advantage
Roll multiple high-interest debts into a single fixed payment
Free up monthly cashflow for down payments and rehab draws
Drop your DTI ratio to satisfy hard money and DSCR lenders
Move your credit score into the prime tier (720+) faster
Essential first step for investors with high credit utilization